Carpal Tunnel ART Treatment & Claims
If your hand goes numb at night, you have lost grip strength, or the tingling in your thumb, index and middle finger has become routine, this is not a personal problem to absorb. Carpal tunnel syndrome is on Argentina's official schedule of occupational diseases. If your job requires repeated wrist extension or gripping, the insurer cannot deny work causation: it can only argue about the degree.
- 1. Why carpal tunnel is a scheduled disease
- 2. What medical evidence the Medical Board requires
- 3. How median nerve damage is rated
- 4. If both wrists are affected
- 5. What you collect
- 6. The procedure, step by step
- 7. If the insurer denies the claim or lowballs you
- 8. Mistakes that cost you money
- 9. Frequently asked questions
Weeks of numbness in your hand and no longer able to grip properly?
Dr. Guillermo Conti checks whether your activity fits the statutory schedule and runs the Medical Board procedure (insurer-funded fees by statute):
Three things worth knowing before you start
- It is a scheduled disease, not an accident: carpal tunnel syndrome appears in Annex I of Decree 658/96 alongside wrist and hand tendinitis and Guyon's canal syndrome. No sudden event is needed for it to be recognised.
- The lawyer is paid by the insurer: the final paragraph of Section 1 of Law 27,348 places legal representation fees and the worker's other expenses on the insurance carrier.
- The rating comes from the nerve conduction study: since February 2026 the impairment schedule rates motor and sensory involvement of the median nerve using specific scales. Without the study, the report comes out lower than it should.
1. Why carpal tunnel is a scheduled disease
The carpal tunnel is a narrow channel in the wrist through which the median nerve passes. When the flexor tendons inflame from repeated gripping, extension or prolonged pressure on the carpus, they compress that nerve. The result is numbness and tingling in the thumb, index and middle finger, pain that wakes you at night and, in advanced cases, loss of grip strength.
In Argentina that is not only a medical diagnosis. Section 6(2) of Law 24,557 directed the executive to draw up a Schedule of Occupational Diseases, and Decree 658/96 approved it. Under the agent "Forced postures and repetitive gestures at work I (Upper limb)", in the wrist, hands and fingers section, the schedule lists verbatim: tendinitis and tenosynovitis of the wrist and hand tendons; carpal tunnel syndrome; Guyon's canal syndrome.
It also describes the exposures: "work requiring repeated or sustained wrist extension or hand gripping, or prolonged support of the carpus, or sustained or repeated pressure on the heel of the hand".
That wording is broader than most people assume. It does not say typing: it says wrist extension, hand gripping and prolonged carpal support. It captures supermarket cashiers, industrial sewing machinists, assembly line operators, packers, hairdressers, butchers, anyone using hand or vibrating tools and, of course, anyone who spends the day at a keyboard.
Being a scheduled disease moves the argument. If your activity matches those described and you developed the clinical picture, the law presumes the link to work. The insurer cannot simply say "this has nothing to do with the job": to deny causation it has to displace a statutory presumption.
2. What medical evidence the Medical Board requires
The diagnosis is confirmed by nerve conduction studies and electromyography, which measure median nerve conduction velocity, together with the classic clinical signs: Tinel's sign, the tingling produced by tapping the wrist, and Phalen's manoeuvre, the numbness produced by holding the wrist flexed for a minute.
The study is not a formality: it is what turns your symptom into objective data. Without it the Medical Board has nothing on which to grade motor and sensory involvement, and the report tends to land at the bottom of the range.
The current schedule has two rules on studies worth knowing. First: Medical Boards do not order invasive or risky studies to assess sequelae; if you already have them, they must be filed as part of the record. Second: where a complementary study proves unreliable for insufficient quality, it is repeated; if the second is also inconclusive for reasons not attributable to the assessor or the equipment, no further study is requested and unreliable studies are excluded from the assessment, with a written note to that effect. In practical terms: a poorly performed nerve conduction study can cost you the rating. Choose carefully where you have it done.
3. How median nerve damage is rated
A new impairment schedule has applied since February 2026. Decree 549/2025 (Official Gazette, 6 August 2025) replaced Annex I of Decree 659/96 with a new Labour Impairment Assessment Table, which took effect 180 calendar days after publication and applies "to any assessment or determination of labour impairment not yet issued, regardless of the administrative or judicial stage it is at".
For peripheral nerve injuries the schedule assesses two components separately. Motor function is graded on the modified Medical Research Council scale; sensory function on the modified Higuet Zachary scale, based on two-point discrimination thresholds. The physical examination returns a letter and a number for each component — M for motor, S for sensory — and the calculation follows from there.
The worked example the schedule itself provides
Case: involvement in the territory of the right median nerve distal to the middle third of the forearm, graded M4/S3.
A complete lesion of the median nerve distal to the middle third of the forearm is worth 25%. Of that total, the motor component weighs 40% (25 × 0.40 = 10%) and the sensory component 60% (25 × 0.60 = 15%). The grade from the examination is then applied to each: M4 weights 0.30 (10 × 0.30 = 3%) and S3 weights 0.40 (15 × 0.40 = 6%). The sequela is recorded as: median nerve lesion distal to the middle third of the right forearm, M4/S3, 9%.
That makes clear why the study matters so much: each step on the motor and sensory scales moves the percentage, and those steps come from the physical examination backed by the nerve conduction study, not from a description of pain. The schedule is explicit: "pain, given its subjective and variable character, shall not be included in the labour impairment weighting tables".
The weighting factors of Section 8(3) of Law 24,557 — age, type of activity and redeployment prospects — are then applied to the table percentage. The schedule assesses activity type and redeployment together, by measuring how much difficulty the sequela creates for your usual duties, and adds an age factor with its own table. Those factor percentages are summed into a single value, and that value is the percentage by which the table impairment is increased, not points bolted on from outside.
4. If both wrists are affected
Bilateral carpal tunnel is common, and the way it is calculated is not intuitive. The schedule draws a distinction. Where sequelae are in the same limb and on the same side, they are added arithmetically. Where they are in a different topographic region or on the other side — exactly the case with two wrists — they are weighted by the residual capacity method: the second impairment is calculated on the capacity left after the first, not on 100%.
That is why the report must record both sides, each with its own study and its own motor and sensory grading. If the Medical Board only assesses one wrist because you only brought one nerve conduction study, the other simply does not exist for the file.
There is also a sector ceiling: the sum of osteoarticular and neurological sequelae of the hand and wrist on the same side cannot exceed 50%, the value assigned to amputation of that sector.
5. What you collect
The formula is statutory and not open to negotiation. Section 14(2)(a) of Law 24,557 — which governs impairments of 50% or less, the range of practically every carpal tunnel case — provides:
53 × monthly Base Income × impairment percentage × (65 ÷ your age at the date of first disabling manifestation)
Base Income is the monthly average of all wages accrued in the year before the first disabling manifestation, indexed month by month by the RIPTE wage index (Section 12(1)). From that date until payment is made available it accrues interest equal to the RIPTE variation (Section 12(2)). The full walkthrough, with a numerical example, is in how workers' compensation is calculated.
The 20% single-payment supplement under Section 3 of Law 26,773 is added to the result, where the harm occurred at the workplace or while you were at the employer's disposal.
A statutory floor also applies, updated every six months by the SRT using RIPTE. For the period from 1 September 2026 to 28 February 2027, SRT Resolution 39/2026 set that the Section 14(2) award may not fall below ARS 114,354,110 multiplied by the permanent labour impairment percentage. That floor is why claiming is worthwhile even at low percentages. Current figures are in what workers' comp pays for carpal tunnel syndrome.
If the insurer fails to make payment available on time, Section 12(3) of Law 24,557 applies the Banco de la Nación Argentina 30-day general lending rate, capitalised every six months.
6. The procedure, step by step
Going through the Jurisdictional Medical Board is the mandatory administrative stage, exclusive of any other intervention (Section 1, Law 27,348). The only exception is unregistered workers of uninsured employers, who under the same section have the judicial route open. How the hearing runs is detailed in our note on the Jurisdictional Medical Board.
- Notice of the disease. You report the condition to your employer and the insurer, which must open the file and cover consultations, nerve conduction studies, physiotherapy and, if needed, median nerve decompression surgery, as well as paying temporary disability benefits while treatment lasts.
- Legal representation paid by the insurer. The final paragraph of Section 1 of Law 27,348 places legal representation fees and other expenses on the insurer, and Section 2 makes all evidence produced at any stage free for the worker. If you appoint your own medical expert for the hearing, however, whoever proposes that expert pays for them.
- Impairment determination. Once temporary disability ends, the insurer or self-insured employer has twenty days to ask the Medical Board to fix your impairment. If they let that window pass, you can start the divergence procedure yourself, in person at the registry or by post (Section 3, SRT Resolution 298/17).
- Sixty-day deadline. The Medical Board has 60 administrative working days from the first properly completed filing to issue its report (Section 3, Law 27,348), extendable once by up to 30 working days where evidence is still outstanding (Section 7, SRT Resolution 298/17). The deadlines are peremptory: once they lapse, the judicial route opens.
- Report and review. It is served on the parties and the employer within ten days. From there you have three days to seek in writing the correction of clerical or formal errors, or revocation where the reasoning contradicts the conclusion or a submission went unanswered.
- Approval and payment. Once those requests are decided, a hearing is scheduled before the Settlement Approval Service. Section 4 of Law 26,773 then requires formal notice to you, within fifteen days of service of the approval or the impairment determination, of the amounts due, itemised by head of claim and stated to be available for collection.
- Appeal. Once the stage is exhausted, Section 2 of Law 27,348 allows review before the Central Medical Board or an appeal to the labour courts of the jurisdiction where the Medical Board sat, with an official medical expert from the forensic medical body.
Since March 2026 Section 4 bis of Law 27,348, inserted by Law 27,802, is also in force: it obliges adhering jurisdictions to apply the Impairment Assessment Table strictly at every stage, to establish or reinforce specialised forensic medical bodies, and to implement the digital environments the SRT provides to assist doctors and experts in calculating impairment.
7. If the insurer denies the claim or lowballs you
It is not unusual for the insurer to deny work causation from the outset, even where the activity is on the schedule. Against a rejection, the contingency-rejection procedure opens with three items (Section 1, SRT Resolution 298/17): proof of identity, the notice of the accident or disease, and the insurer's reasoned rejection. If the insurer also argues the disease is unscheduled, you must add a reasoned petition with factual, medical and legal support. The full circuit is in workers' comp claim rejections.
The other common move is the voluntary settlement: the insurer offers an amount outside the formal assessment, on a percentage lower than the real one. The Settlement Approval Service accepts those agreements, but nobody obliges you to sign before the full examination. If the offer does not match your symptoms or the nerve conduction results, ask for the formal assessment. And if the discharge came with a zero rating, the route is set out in what to do about a zero-impairment discharge.
8. Mistakes that cost you money
- Signing at the first hearing without arguing the percentage. The insurer arrives with its own report. Before approval you are entitled to ask for the formal assessment and, if needed, to appoint your own expert.
- Attending without a nerve conduction study. Without a study grading median nerve involvement, the Medical Board has nothing on which to apply the schedule's motor and sensory scales.
- Having the study done anywhere. If it comes back unreliable twice for reasons outside the assessor's control, the schedule allows it to be discarded with no replacement ordered. The quality of the study is your practical responsibility.
- Believing only keyboard workers qualify. The schedule speaks of wrist extension, hand gripping and prolonged carpal support. Cashiers, machinists, packers, butchers and line operators are equally covered.
- Claiming for one wrist when the condition is bilateral. Each side needs its own study and grading for the report to weight it by residual capacity.
- Not putting the onset of symptoms in writing. An email or telegram to your employer reporting the pain and asking for a change of duties fixes the date of first disabling manifestation, which determines which insurer answers and which age enters the formula.
- Letting the three days after the report lapse. It is the fastest route to correcting a clerical error or a contradiction before you have to appeal.
Frequently asked questions about carpal tunnel claims
Is carpal tunnel syndrome always recognised as an occupational disease?
It is recognised where your activity matches those described in Decree 658/96: repeated or sustained wrist extension, hand gripping, prolonged carpal support or repeated pressure on the heel of the hand. In those cases the law presumes the link to work and the insurer can only argue the degree of impairment.
Do only keyboard workers qualify?
No. The schedule does not mention typing; it refers to wrist extension, hand gripping and prolonged carpal support. Supermarket cashiers, sewing machinists, assembly line operators, packers, butchers and users of hand or vibrating tools are all covered.
What study do I need to obtain a rating?
Nerve conduction studies and electromyography measuring median nerve conduction velocity, alongside the Tinel and Phalen clinical signs. Without that study the Medical Board cannot grade motor and sensory involvement, and the report tends to land at the bottom of the range.
How is median nerve impairment calculated?
The schedule grades motor function on the modified Medical Research Council scale and sensory function on the modified Higuet Zachary scale. The value of a complete nerve lesion is split between the two components — 40% motor and 60% sensory — and the grade returned by the physical examination is then applied to each.
Is pain alone enough to be awarded an impairment?
No. The current schedule states that pain, given its subjective and variable character, is not included in the weighting tables. What produces a percentage is motor and sensory deficit objectified in the examination and backed by the study.
Can I claim if both wrists are affected?
Yes, and you should do so with a study for each side. Because they are on different sides, the sequelae are not added: they are weighted by the residual capacity method, with the second calculated on the capacity left after the first.
Does the insurer cover median nerve decompression surgery?
Yes. While treatment lasts the insurer must cover consultations, nerve conduction studies, surgery and physiotherapy, and also pay the temporary disability benefit.
Do I have to pay a lawyer to go before the Medical Board?
No. The final paragraph of Section 1 of Law 27,348 places legal representation fees and other expenses on the insurer, and Section 2 makes all evidence free of charge. Only a party-appointed medical expert, if you choose to appoint one, is paid by whoever proposes them.
What if the insurer never requests my impairment determination?
The insurer has twenty days from the end of temporary disability to request it. If it lets that window pass, you can start the divergence procedure yourself, in person at the Medical Board registry or by post (Section 3, SRT Resolution 298/17).
How long does the Medical Board take to decide?
60 administrative working days from the first properly completed filing (Section 3, Law 27,348), extendable once by up to 30 working days where evidence is still outstanding. The deadlines are peremptory and their lapse opens the judicial route.
Is it worth claiming with a low rating of 5% or 8%?
Yes, because of the statutory floor. The Section 14(2) award cannot fall below the amount the SRT sets each semester by RIPTE, multiplied by the impairment percentage. And the Medical Board procedure costs you nothing.
What if I no longer work at the company where the condition appeared?
The insurer on cover at the date of first disabling manifestation answers, not the one covering your current job. Section 44 of Law 24,557 sets the limitation period at two years from the date the benefit should have been paid or provided and, in any event, two years from the end of the employment relationship.
Related resources on workers' comp and repetitive strain injuries
- What workers' comp pays for carpal tunnel syndrome The formula applied, the semester's RIPTE floors and worked examples.
- Work accidents and workers' compensation claims The system end to end: medical boards, the statutory formula and the civil route.
- Rotator cuff shoulder injury claims Another repetitive strain injury scheduled under the same Decree 658/96.
- Medical Board representation How the impairment rating is defended at the mandatory administrative stage.
- Deadline to challenge a medical discharge What to do when discharge arrives too early or with a zero rating.